A home inspection is a visual inspection of the structure and some parts of a home. You should get a home inspection, even if the home you’re buying is newly constructed or even if the home you want is an “as-is” sale.
It’s a good idea to be there for the inspection as it is a great way to learn about your home; moreover, the inspector can also explain and answer your questions.
A home inspector’s report will typically review the condition of:
- Heating and central air conditioning system
- Interior plumbing and electrical systems
- Walls, ceilings, floors, windows and doors
- The roof, attic, and visible insulation
- The basement and visible structure
Some items like mold, mildew, rodents, termites, etc., will require a separate inspection by a professional. Your general inspection report may mention termite damage or water stains, although only a professional in that specializes in that area can tell you the extent of the damage; additionally, if the damage is something that needs to be addressed or not.
Home inspections are NOT…
- A protection against future failures
- An appraisal that determines the value of a home
- A code inspection, which verifies local building code compliance or the existence of permits for any improvements on the property
A home warranty protects you against the failure of some components of your home. There are several types of warranties and they call cover different things. It’s important that you to read through your policy so you know of what is covered, what is not and what the deductible is.